Indiana Emergency Preparedness Guide
Sitting at the crossroads of America's two tornado zones, Indiana faces some of the nation's most dangerous severe weather. From the lake-effect snowbelt in the north to the earthquake-prone southwest, this guide helps Hoosiers prepare for tornadoes, severe storms, flooding, and winter emergencies.
Indiana's Hazard Landscape
Indiana occupies a unique position in America's weather geography. The state sits where the traditional "Tornado Alley" of the Great Plains meets "Dixie Alley" of the Southeast—meaning Indiana experiences the dangerous tornado characteristics of both regions. Add Lake Michigan's influence on northern Indiana weather, and you have one of the nation's most hazard-diverse states.
The state's flat to gently rolling terrain offers little protection from severe weather. Storms can race across Indiana's agricultural heartland with few natural barriers. When tornado warnings sound, there's no time to waste—these storms move fast and hit hard.
Indiana's preparedness challenges include severe weather year-round, significant regional variation in winter weather intensity, and earthquake risk that many residents underestimate. Understanding your specific region's primary hazards is essential for effective preparation.
Indiana Disaster Statistics
- 20-25 tornadoes annually (some years 50+)
- 45+ federal disaster declarations since 1953
- 60-100+ inches lake-effect snow in NW Indiana
- $1+ billion in 2024 severe weather damages
- 2 seismic zones affect Indiana
Tornadoes: Indiana's Premier Threat
Indiana consistently ranks among America's most tornado-prone states. The combination of terrain, atmospheric dynamics, and position at the crossroads of two tornado regions creates ideal conditions for dangerous tornadoes.
Historic Indiana Tornadoes
The 1974 Super Outbreak devastated Indiana with multiple violent tornadoes. The F5 tornado that struck Monticello killed 19 people. Multiple communities across central and northern Indiana suffered catastrophic damage.
The 2012 Henryville Tornado (EF4) killed 13 people and destroyed much of the southern Indiana town. The tornado's path of destruction demonstrated that violent tornadoes can strike Indiana with little warning and devastating results.
November 2013 outbreak produced 30+ tornadoes across Indiana—reminding residents that significant tornadoes occur outside the traditional spring season.
Indiana Tornado Characteristics
- Dual seasonality: Spring peak (April-June) plus fall secondary peak (November)
- Nighttime risk: Southeast influence means more tornadoes after dark
- Fast-moving: Many Indiana tornadoes race at 50+ mph
- Embedded in lines: Tornadoes hidden within squall lines harder to see
- Rain-wrapped: Heavy rain can hide approaching tornadoes
Tornado Safety for Hoosiers
Know your shelter:
- Basement is best—go under stairs or sturdy furniture
- No basement: interior room on lowest floor (bathroom, closet)
- Stay away from windows and exterior walls
- Cover yourself with mattresses or heavy blankets
- Mobile home residents: leave immediately for sturdy structure
Multiple warning methods:
- NOAA weather radio with SAME alerts (essential for nighttime)
- Smartphone weather apps with alerts enabled
- Outdoor warning sirens (don't rely solely on these)
- Local TV/radio during active weather
Essential: Weather Radio
A NOAA Weather Radio with SAME technology wakes you for warnings affecting your county—critical for Indiana's nighttime tornadoes when phones may be silenced.
Severe Thunderstorms
While tornadoes get attention, severe thunderstorms cause more cumulative damage across Indiana. These storms produce:
Damaging Winds
Derechos—long-lived windstorms—periodically sweep across Indiana with 60-100+ mph winds. The June 2012 derecho caused widespread damage across the state. Straight-line winds can cause tornado-like destruction across much larger areas.
Large Hail
Indiana supercells regularly produce hail exceeding golf ball size. Major hail events damage vehicles, roofs, crops, and injure people caught outside. Some storms produce grapefruit-sized or larger hail.
Flash Flooding
Indiana's clay soils and flat terrain create flash flood risk during heavy rainfall. Urban areas with limited drainage are particularly vulnerable. The rule applies: Turn Around, Don't Drown—never drive through flooded roads.
Severe Weather Criteria
- Severe thunderstorm: 58+ mph winds or 1"+ hail
- Significant severe: 75+ mph winds or 2"+ hail
- Tornado watch: Conditions favorable for tornadoes
- Tornado warning: Tornado confirmed or indicated—take shelter immediately
Winter Weather
Indiana winters vary dramatically from north to south, with Lake Michigan creating extreme snowfall gradients in the northwest corner.
Lake-Effect Snow
Northwest Indiana's lake-effect snowbelt (Lake, Porter, LaPorte counties) receives 60-100+ inches of snow annually—far more than central Indiana's 20-40 inches. Characteristics:
- Intense, localized bands dropping 2-4 inches per hour
- Near-zero visibility in heavy bands
- Can continue for days when conditions persist
- Dramatically different conditions just miles apart
Major Winter Storms
System storms affect the entire state:
- Blizzard of 1978: 20+ inches with massive drifts paralyzed Indiana
- January 2014: Polar vortex brought -15°F to -25°F temperatures
- February 2021: Persistent cold and snow tested the region
Ice Storms
Ice storms cause the most prolonged power outages. Central and southern Indiana are particularly vulnerable to ice accumulation that downs trees and power lines.
Winter Preparation
- Alternative heating source with proper ventilation
- 3-7 day supplies of food and water
- Vehicle winter emergency kit (mandatory)
- Carbon monoxide detectors with battery backup
- Know how to prevent frozen pipes
Winter Backup Power
Extended winter outages make backup power essential. A dual-fuel generator runs on gas or propane. For safe supplemental heat, the Mr. Heater Buddy is indoor-safe with ventilation.
Flooding
Flooding affects Indiana through multiple mechanisms:
River Flooding
Major rivers prone to flooding:
- Wabash River: Indiana's largest river floods Terre Haute, Lafayette, and downstream communities
- White River: Affects Indianapolis and central Indiana
- Ohio River: Forms the southern border; floods impact Evansville, Madison, and river communities
- Maumee and St. Joseph Rivers: Fort Wayne area flooding
Flash Flooding
Indiana's clay soils absorb water slowly, increasing runoff. Urban areas experience flash flooding during intense rainfall, and small streams can rise rapidly.
Flood Preparation
- Know your flood zone
- Consider flood insurance (not covered by homeowners)
- Never drive through flooded roads
- Know evacuation routes away from flood-prone areas
Earthquakes
Many Hoosiers don't realize Indiana has genuine earthquake risk from two seismic zones:
Wabash Valley Seismic Zone
This zone in southwestern Indiana produces regular small earthquakes and has produced moderate earthquakes historically. The 2008 Mt. Carmel, Illinois earthquake (magnitude 5.2) was strongly felt across southern Indiana.
New Madrid Seismic Zone
The New Madrid fault, centered near the Missouri/Tennessee border, poses the greater long-term threat. The 1811-1812 New Madrid earthquakes (magnitude 7+) were strongly felt throughout Indiana. A similar event today would:
- Cause significant damage in southwestern Indiana
- Be felt strongly statewide
- Potentially damage bridges, pipelines, and infrastructure
Earthquake Preparedness
- Secure heavy furniture and water heaters
- Know how to shut off gas
- Practice Drop, Cover, and Hold On
- Keep emergency supplies accessible
Regional Preparedness Priorities
Northwest Indiana (Gary, Hammond, Lake County)
Primary threats: Lake-effect snow, tornadoes, severe storms
- Extensive winter preparedness essential (60-100+ inches snow)
- Vehicle winter kit mandatory
- Tornado shelter identification
- 7+ day supplies for winter isolation
Northeast Indiana (Fort Wayne area)
Primary threats: Severe storms, tornadoes, flooding, winter weather
- River flood awareness (Maumee, St. Joseph)
- Tornado shelter access
- Moderate winter preparation
- Weather radio for warnings
Central Indiana (Indianapolis metro)
Primary threats: Tornadoes, severe storms, flooding, winter storms
- Urban flash flood awareness
- Tornado shelter identification critical
- Heat wave preparation for summer
- Multiple warning methods
Southern Indiana (Evansville, Bloomington)
Primary threats: Tornadoes, flooding, earthquakes, ice storms
- Highest earthquake risk region—prepare accordingly
- Ohio River flood awareness
- Ice storm extended outage preparation
- Tornado shelter access critical
Indiana Emergency Resources
- Indiana Department of Homeland Security: dhs.in.gov
- Indiana 511: 511 Indiana
- NWS Indianapolis: weather.gov/ind
- NWS Northern Indiana: weather.gov/iwx
- NWS Paducah (SW Indiana): weather.gov/pah
Indiana Emergency Kit Essentials
Year-Round Supplies
- NOAA weather radio with SAME alerts
- Water: 1 gallon per person per day for 3-7 days
- Non-perishable food for 3-7 days
- Flashlights with extra batteries
- First aid kit
- Prescription medications (7-day supply)
- Cash
- Important documents
- Phone chargers
Winter Additions (Critical for NW Indiana)
- Alternative heating with fuel
- Extra blankets and warm clothing
- Carbon monoxide detectors
- Vehicle emergency kit
- Snow removal equipment
Complete Indiana Kit
Start with a Ready America 4-Person Emergency Kit. Add a vehicle winter emergency kit—mandatory for Northwest Indiana's severe winters.
Frequently Asked Questions
What natural disasters affect Indiana?
Indiana experiences tornadoes (20-25 annually), severe thunderstorms, flooding, winter storms including lake-effect snow, extreme heat, and earthquake risk from the Wabash Valley and New Madrid zones.
When is tornado season in Indiana?
Primary season runs March through June with peak in April-May, plus a fall secondary peak in November. Indiana averages 20-25 tornadoes annually, with some years seeing 50+.
Does Indiana have earthquake risk?
Yes, from the Wabash Valley Seismic Zone in southwestern Indiana and the New Madrid Seismic Zone that could significantly impact southern Indiana.
How bad are Indiana winters?
Northwestern Indiana receives 60-100+ inches of lake-effect snow. Central and southern Indiana see 20-40 inches. Major storms can dump 10-20 inches statewide, and temperatures drop below 0°F during cold outbreaks.